About Me

Ross Johnston is a financial adviser with substantial experience in working with clients to create secure financial futures. Ross has worked in financial services for forty years and specialises in developing strategic financial plans for clients who are:
• About to retire
• Accumulating wealth
• Self-managed superannuation
• Planning for retirement
• Facing redundancy
• Selling their business
• Investing a lump sum
• Wishing to reduce their tax liability.
Ross’s financial advisory expertise includes investments, superannuation, taxation, retirement incomes, Centrelink eligibility, risk insurance and investment gearing. Ross uses a three-step risk aversion process to minimise his clients’ exposure to investment risk – and therefore help his clients attain genuine financial security and investment success. This process includes: 1. The use of proven ‘tipping points’ to determine when to start investing more into certain assets… and when to start taking profits 2. The use of a ‘gap analysis’ procedure to determine the most prudent asset allocation a client can adopt and still achieve their lifestyle goals 3. A rigorous regular review process for each client’s investments. Ross’s clients value him as a well-credentialed, trusted adviser who has a lifetime commitment to his clients’ financial well-being.