Stephen Charalambous CFP®
About Me
Stephen Charalambous is a CFP®‑qualified financial adviser known for clear advice, fast communication, and a genuinely human approach. Clients consistently highlight his ability to simplify complex decisions, provide practical strategies, and offer steady support through major life moments.
With deep expertise across superannuation, retirement planning, SMSFs, aged care and wealth strategy, Stephen blends technical skill with a calm, client‑first style that builds confidence and long‑term trust.
Areas of Focus
- Aged care
- Cashflow management
- Debt management
- Divorce
- Employment changes
- Estate planning
- Government assistance
- Investments
- Life/personal insurances
- Retirement
- SME advice
- SMSF
- Superannuation
- Tax strategies
- Wealth management
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Highest Level of Education Bachelor Degree
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Years of Experience 13 Years
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Advice Fees From $1,500