Raphael Fernandez

Raphael Fernandez

About Me

Raphael has worked in the banking, financial services over the last 18 years in Australia .
Raphael is the business owner/financial adviser for Zeal Financial Services and is authorised representative of Cobalt Advisers Pty Ltd.
Raphael helps his clients create and implement strategies designed to grow their wealth and reduce risk exposure. His education and experience serves his clients by helping them understand the options available in the market, and how to craft a personalized plan to maximize those choices. Raphael serves clients throughout Australia.

Areas of Focus

  • Aged care
  • Cashflow management
  • Estate planning
  • Government assistance
  • Investments
  • Life/personal insurances
  • Retirement
  • Superannuation
  • Wealth management
  • Years of Experience
    Years of Experience 9 Years
  • Licensed By
    Licensed By Cobalt Advisers Pty Ltd