About Me

John Cachia is the founder, strategic wealth adviser, and visionary at Thriving Wealth and one of the most well-regarded financial advisers in Australia. Starting his career in finance at age 14, John founded Thriving Wealth in 2009 with a vision to improve the financial literacy of all Australians and empower people to achieve financial freedom while enjoying their life along the way.

John has been recognised as one of Australia's leading wealth advisers, being listed in the FSPower50 Top 50 Most Influential Financial Advisers for the last three consecutive years and receiving multiple nominations and awards for his contributions to the industry. In September 2021, he was announced as the Victorian Finalist for the 2021 Great Advice Awards by the Association of Financial Advisers, showcasing the financial, behavioural, and emotional value of his advice.

AdviserRatings rates John as the #1 financial adviser in Melbourne’s North and ranks him #25 out of approximately 15,000 financial advisers in Australia, based on his customer care, communication, knowledge, experience, and client feedback*.

Financial Standard has recognised John's contributions by listing him in the FSPower50 Top 50 Most Influential Financial Advisers for three consecutive years - 2021, 2022, and 2023. He is hailed not just for his expertise but also for being instrumental in shaping the future of the financial advice industry. He's truly a beacon for the new era in financial advice.

In both 2013 and 2022, John earned nominations for the AFA's Financial Adviser of the Year award. As a dedicated member of the Association of Financial Advisers (AFA), he was again recognised in 2023 with a nomination for the Financial Advice Association Australia’s (FAAA) Adviser of the Year Award.

John has mentored several of the industry's emerging talents, including Mason Thorn, a nominee for the 2022 IFA Young Adviser of the Year, and John Koutsourpoas and Anthony Caligari, both recently nominated for the 2023 Financial Advice Association Australia’s (FAAA) Rising Star of the Year Award.

In 2022, John's professional achievements were prominently recognised. He was a finalist in the IFA Excellence Awards for 'Industry Thought Leader of the Year', 'Practice Principal of the Year', and 'Transformation of the Year - Individual'. Additionally, his significant contributions to the field were acknowledged at the 2022 Spark Awards, where he was honoured as the 'Financial Adviser & Thought Leader of the Year'.

In 2023, John continued to excel, garnering further recognition at the IFA Excellence Awards. He won the prestigious 'Transformation of the Year - Individual' award and was also a finalist for 'Practice Principal of the Year', 'Industry Thought Leader', and 'Business Outcome Leader'. This series of accolades in 2023 underscored his continued impact and leadership in the financial advice profession.

In 2024, John was inducted into the Top of the Table at the Million Dollar Round Table (MDRT), a prestigious recognition representing the pinnacle of success in the global financial services industry. This honour places him among the elite professionals worldwide, highlighting his exceptional expertise, commitment to client service, and outstanding professional achievements. John's induction into MDRT's Top of the Table is a testament to his relentless pursuit of excellence in financial advising and his profound impact on the industry and his clients.

On the academic front, John holds a Bachelor of Business (Financial Risk Management), a Diploma in Financial Services, and a Diploma in Mortgage Broking. Additionally, he's a valued member of the Australian Tax Practitioner’s Board. In 2018, John had the privilege to attend a strategic leadership course at Stanford University in California, USA, absorbing knowledge from leading global minds.

Away from his desk, John's interests span across a range of sports and outdoor activities like AFL, camping, and hiking. His leisure time is often spent with his wife and three beautiful boys, exploring the world and its many wonders. Passionate about innovation and history, John is deeply curious about our past and the trajectory of our future.

Complementing his illustrious career, John has always been passionate about promoting financial literacy at the grassroots level. This led him to be actively involved with the Financial Basics Foundation, a non-profit organisation dedicated to providing free, accessible financial education resources to schools across Australia. John has consistently supported the foundation's mission, providing both time and resources to help shape the financial future of young Australians. His commitment to financial literacy education saw him collaborate on multiple initiatives, workshops, and programs that focus on empowering the next generation with the essential tools to make informed financial decisions.

On a personal front, John's adventurous spirit has found a perfect match with Adventure All Stars, a show that celebrates extraordinary journeys and experiences. He participated in several of their expeditions, showcasing not only his adventurous side but also his commitment to various philanthropic causes. Adventure All Stars provided him a platform to merge his love for exploration with his deep-seated belief in giving back to the community. On the show, John embarked on once-in-a-lifetime adventures while also raising awareness and funds for causes close to his heart.

His participation in Adventure All Stars and active involvement with the Financial Basics Foundation are testaments to John's holistic approach to life – blending professional success with personal passions, and always seeking ways to give back to society.

*This rating and ranking is as of 1/12/21 on AdviserRatings