About Me

I provide ZERO BS INDEPENDENT financial advice to help people retire well. I predominately work with over 50s.

I do things differently which means my clients get better outcomes than most planners. Here's a few key differences.

1. Truly independent advice with zero conflicts of interest (less than 0.5% of financial planners can say this!)
2. No expensive investment and superannuation platforms. (I mostly recommend low cost high performing industry super funds as part of superannuation strategies)
3. Flat advice fees (no percentage fees based on Assets Under Management)
4. Straightforward easy to understand advice (I don't add unnecessary complexity and trap clients in to requiring their services forever)
5. Lifestyle financial planning based on helping clients get the best out of their financial life (not just collecting assets to manage like most planners)
6. I offer one-off or ongoing advice. You choose based on your needs.
7. If you need life and disability insurance advice, I don't accept commissions so the premiums you pay the insurer can be 25% cheaper. That can add up to a lot over many years.
8. I prepare full lifetime financials models to show clients whether they'll have enough money to retire and avoid running out of money. I also test different scenarios so clients can make choices based on their desired future lifestyle.
9. I have a history of rescueing clients from other financial planners who aren't giving the kind of advice that we do.
10. I don't run a huge firm which means I cannot help everyone. I wish more planners would take my approach to advice so more people could get better financial advice.