Madelyn Cruz
About Me
I am a highly experienced and knowledgeable Financial Planner with over 18 years of experience in financial advising and has worked for various organisations such Zurich, TAL and boutique financial planning firms. I specialise in creating personalised financial strategies to help current and prospective clients achieve their long-term financial goals, combined with a deep financial expertise in Defined Benefit Schemes (DB) and commitment to providing exceptional client service.
I have proven track record and experience of guiding clients through the intricacies of DB scheme, including their unique benefits and the regulatory landscape governing them. Through this extensive knowledge I am able to craft personalised pre-retirement and post-retirement strategies that integrates various defined benefit (DB) schemes including PSS, SASS, SSS, CSS, Military Super & local government DB schemes within the broader superannuation system.
I have delivered numerous educational seminars in the past and has worked with current and former government employees, defence force personnel as well as serving & retired members of the police force as clientele, helping them make informed financial decisions that aligns with their long-term financial goals and enhanced retirement outcomes.
Areas of Focus
- Aged care
- Cashflow management
- Estate planning
- Government assistance
- Investments
- Life/personal insurances
- Retirement
- SMSF
- Superannuation
- Wealth management
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Highest Level of Education Bachelor Degree
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Years of Experience 15 Years
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Licensed By Interprac Financial Planning Pty Ltd